Insurance Letters from PennDOT
PennDOT does not receive notice of new insurance from companies. Therefore, PennDOT must send a proof letter asking the customer to provide verification that new insurance is in place for the vehicle(s) listed. The letter advises the customer how to contact the Insurance Department if they believe insurance coverage was terminated and they did not receive proper notice from their insurance company, as required by insurance laws. It also advises the customer of what to submit if the vehicle was sold, transferred, traded, salvaged or repossessed.
Customers are required to return information to PennDOT showing that new insurance was obtained and that there was no lapse of insurance coverage for the vehicle or if a lapse did occur, that the lapse was only for a period of 30 days or less. If there was a lapse for a period of 30 days or less, the customer must certify that they did not operate the vehicle at any time when the vehicle was not insured. A Statement of Non-Operation of Vehicle (MV-221)(PDF) accompanies the proof letter for the customer to use, if applicable.
A suspension letter is received if:
- The customer did not respond to the proof letter that was mailed.
- The customer responded to the proof letter but did not indicate they had insurance within 30 days of the cancellation date of their previous insurance and/or they did not submit a Statement of Non-Operation of Vehicle (MV-221)(PDF).
- The customer was convicted of a traffic offense and did not provide proof of insurance at the time of the offense.
- The customer was involved in an accident and did not provide insurance at the time of the accident.
letter will advise the customer to surrender the registration plate and registration card for the vehicle on or before the effective date of the suspension
identified in the letter. The customer will also be advised that a restoration fee and current proof of insurance is required before the registration can be restored. The letter also notifies the customer of his right to appeal the suspension in the Court of Common Pleas of the county of residence. The appeal must be filed within 30 days from the date of the suspension letter. Please refer to Form MV-70S, "The Bureau of Motor Vehicles Schedule of Fees," for the current fees.
In lieu of serving a registration suspension, customers have the option to pay a civil penalty. The optional civil penalty fee is $500.
Additionally, customers are required to pay a restoration fee. Please refer to Form MV-70S, "The Bureau of Motor Vehicles Schedule of Fees," for the current fees. The
optional civil penalty may not be paid more than once in a 12-month period.
Payment of the civil penalty, along with the restoration fee and proof of
current insurance will allow customers to maintain registration of their
vehicle without the requirement to serve a three-month suspension. To use this
option, visit PennDOT's Online Services by using the link for Restorations followed by Pay Your Civil Penalty Fee in Lieu of FR Suspension. Complete the required steps, or you may mail your certified check or money order payable to the PA
Department of Transportation, along with current proof of insurance and completed Form
MV-222 (PDF), "Application for Payment of Civil Penalty in Lieu of Registration
Suspension", also, notifies the customer of his right to appeal the
suspension in the Court of Common Pleas of the county of residence. The appeal
must be filed within 30 days from the date of the suspension letter. Please refer to Form MV-70S, "The Bureau of Motor Vehicles Schedule of Fees," for the current fees.
Vehicle Registration Restoration Requirements Letter
The purpose of this letter is to provide the customer with information on the requirements needed for the restoration of a vehicle's suspended registration. You can request and print the restoration requirements letter online. To do so, select "Restorations" under the "Online Services" and then select "Request a VR Restoration Requirements Letter." Users will need to provide the first eight numbers of the vehicle title number, the last four digits of the Vehicle Identification Number (VIN) and the first two characters of the owner's last name or the first two characters of the company's name if the vehicle is registered with a company.
One month prior to the conclusion of the suspension an eligibility letter will be mailed to the customer to remind them of any necessary requirements needed for the restoration of the registration. The letter will identify these two requirements:
- A restoration fee. The check or money order must be made payable to the Department of Transportation. The vehicle title number should be placed on the check or money order to ensure that the fee is correctly applied to the record. Please refer to Form MV-70S, "The Bureau of Motor Vehicles Schedule of Fees," for the current fees.
- Current proof of insurance
NOTE: Current proof of insurance can only be submitted for restoration within 30 days of the eligibility date.
Upon restoration of the registration privilege, the customer will receive a restoration letter from PennDOT. Also, the customer will receive a registration plate and registration card if the registration plate returned to serve the suspension is still valid.
NOTE: Unless the plate is a special plate (see below), the plate returned will be a standard plate for the vehicle.
Special registration plates include: Personalized, Antique, Classic, Collectible, Military, Specialty, and Special Organization registration plates.
Credit for Suspension
A suspension goes into effect on the date indicated in the suspension letter regardless whether the customer surrenders the registration plate and registration card for the vehicle. The vehicle is not to be operated while the registration privilege is suspended.
Credit for serving the suspension does not begin until:
- The date the registration plate and registration card are delivered to PennDOT, or
- The suspension effective date, if the registration plate and registration card expired before the suspension effective date, or
- The expiration date of the registration plate and registration card, if the registration plate expired after the suspension effective date.